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Online Baccarat

The Phone Casino offers you the luxury of playing Baccarat from the comfort of your sofa! In fact, you can be anywhere at any time – you just need to have a mobile tablet, laptop or PC to get playing! Online Baccarat is a pretty enticing card game so you’ll definitely want to stick around.

Baccarat was created in Italy in the 1400s and the name comes from the Italian word for zero – baccara – because all tens and picture cards are worth nothing.

Get Ready to Baccarat!

Baccarat is pretty easy to get your head around – even if it is a game of uncertainty and deception. Amy single game can have one of three possible outcomes:

  • Banker wins
  • Player wins
  • Tie

It should be noted that Banker here does not refer to the House. Players can choose to bet on either one of the Banker’s and the Player’s hands.

A game of Baccarat involves the following seven steps:

1. You bet on either hand of the two – the Player’s or the Banker’s.

One hand is the Player’s while the other is the Banker’s. All bets should be placed before the cards are dealt on either hand.


2. Cards are dealt with the Player and the Banker.

The dealer deals two cards each to the Banker and the Player. The Player (or the casino) with the shoe takes one card out and puts it in their own box on the table, faceup. The next is the Banker’s first hand that they place in the Banker’s box on the table. Afterwards, the house deals two more cards; one to the Player and then one to the Banker. The dealer’s first round comprises two cards for the Banker and the Player each.


3. The point total of both sets of cards is announced.

A. The ace is worth one point
B. Face cards and tens are worth baccara (zero) points
C. The rest are equivalent to their face value

A hand is equivalent to the value of the second digit if your total is above ten. So, if you get a 4 and an 8, that totals to twelve and makes up a two-point hand. To win the game, your bet should be on the hand totalling closest to nine.


4. A Natural Win.

If the point total for either the Banker or the Player is eight or nine for the first two cards dealt, then it’s a Natural Win. Examples include 4 and 5, 6 and 3 and Ace. The game ends then and there. Any bets that have already been placed will be cashed out.


5. The Player receives a third card on certain point totals

The Player’s hand finishes beforehand. If they have a total of eight or nine, they receive no additional cards. If the total is six or seven, they stand. In case of totals from zero to five, they get to draw a third card. However, that’s only if the Banker doesn’t have a total of eight or nine. If that happens, the Banker’s hand wins and there is no further draw.


6. Give yourself a moment to absorb the rules governing the Banker’s third card.

When the Player stands or doesn’t draw any new cards, the Banker draws if he has a hand total of zero to five. Alternatively, the Banker stays if his hand total is six or seven in the same case. All the other hands depend on what the Player’s third drawn card is:

  • Case I – 2 or 3: The Banker draws on a total of zero to four and stays with five to seven.
  • Case II – 4 or 5: The Banker draws on a total of zero to five and stays with six to seven.
  • Case III – 6 or 7: The Banker draws on a total of zero to six and stays with a total of seven
  • Case IV – 8: The Banker draws on a total of zero to two and stays with three to seven.
  • Case V – 9, 10, Face Card or Ace: The Banker draws on a total of zero to three and stays with four to seven.


7. Calculate the winning hand after all cards are dealt.

As discussed above, the winning hand is one that totals closer to nine. If there’s a tie, there are no official winners or losers. Occasionally, a commission is paid from the winnings when bets are placed on the Banker's hand.


The Third Card Rule from Another Perspective
  • The Banker or the Player may receive a third card according to the conditions below:
    • If the Player stands and the Banker has a total of five or lower, the latter will draw the third card.
    • If either one of the Player’s or Banker’s hands totals to eight or nine, they have to stand.
    • If the Player’s hand totals to five or lower, they have to draw.
Online Baccarat Drawing Rules (S = Stand, D = Draw)
Baker's Score Player's Third Card
0123456789
7SSSSSSSSSS
6SSSSSSDDSS
5SSSSDDDDSS
4SSDDDDDDSS
3DDDDDDDDSS
2DDDDDDDDDD
1DDDDDDDDDD
0DDDDDDDDDD

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